Welcome to the
MountainOne Bank Mortgage Center

  • Rate Watch

    Sign up for Rate Watch. You may choose to have rates e-mailed to you when they reach your desired rate, or on a regular basis.

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  • Mortgage Calculators

    How much would my monthly payment be? Can I save money by refinancing now? Get answers by using our calculators.

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Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.

  1. Apply Now and complete the application.
  2. When you have completed the application, click submit and we will review your information.
  3. A MountainOne Bank Mortgage Lender will follow up to answer your questions.

Our goal is to provide the highest level of service at competitive rates. Our Mortgage Lenders are only a phone call away if you need help. Contact us at 855-444-6861.


The following scenario is based on a single family home, 740 credit score and an 75% loan to value. Rates are subject to change without notice. The final rate is determined by appraised value, property type, credit and purpose. Click on rates for important information.

Mortgage Loans
30 Year Fixed Rate
 Rate  APR  Points
 3.750%  3.836%  0.000%
20 Year Fixed Rate
 Rate  APR  Points
 3.500%  3.619%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 3.250%  3.403%  0.000%
10 Year Fixed Rate
 Rate  APR  Points
 3.250%  3.471%  0.000%
 Rate  APR  Points
 4.000%  4.168%  0.000%
 Rate  APR  Points
 3.750%  4.034%  0.000%

MountainOne Bank NMLS #528054

Mortgages: All loans subject to credit approval.